Conventional Loans. Great Products. Low Rates.

Down payments starting as low as 3%. Call for a free home loan consultation

No Credit Check Required!

Get Rates and Terms as of 03/31/2025

Are you purchasing, refinancing, or cashing out?*

Purchasing

Refinance (No Cash Out)

Cash Out Refinance

Do you want cash out or are you just looking to refinance to a lower rate?

Cash Out

Refinance Current Mortgage Only

HELOC

I want to look at all of my options

Do you plan to live in the home, use as a vacation home or use as an investment property?

Primary Residence

Second / Vacation Home

Investment Property

Do you plan to hold or Flip this investment property?

Buy and Hold as a rental

Fix and Flip

Haven't Decided

Are you a first-time investor?

Yes

No

How many properties have you flipped (or exited) in the last 24 months?

None

1 - 4 properties

5 + properties

Do you currently own other rental properties?

No

Yes

Do you plan to hold your investment property in an entity

Yes

No

Haven't Decided Yet

How much cash are you trying to get?

Approximately how much do you currently owe on your mortgage?

(If you have a second mortgage or HELOC please combine the total amount you owe)

How do you use this property?

Primary Residence

Second / Vacation Home

Investment Property

Where are you at in the purchase process?

What state will this property be located in?

What is the purchase price range of the properties you are looking to buy?

(Approximation is fine)

What is the purchase price of the new property?

(Approximation is fine)

What is the address of the property?

*This will allow us to determine the estimated value of the property

Have you declared bankruptcy in the past 2 years?

No

Yes

Are you or your spouse a veteran?

Yes

No

Full Name

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Conventional Loans

We are pleased to offer Conventional Home Loans in a variety of terms to suit a wide range of borrowers. Conventional Loans are loans that are not guaranteed or insured by government agencies such as the FHA or USDA, but do adhere to Fannie Mae and/or Freddie Mac guidelines. We can provide eligible borrowers with both fixed and adjustable rate Conventional Mortgages in a variety of different terms,

With programs like HomeReady, Home Possible, and HomeOne, down payments start as low as 3% and gift funds may be used to help cover the down payment and closing costs.

Call today for a free quote and consultation.

STEP 1

Apply Online or Call Directly

Find out how much home you can buy or discover how much you can save by refinancing.

Apply Now

STEP 2

Review What You Can Qualify for Options

Learn your learn exactly how much you qualify for and what you would save by working with Harbor Funding Group.

Get Started

STEP 3

Get Loan Approval in 24 Hours

Get mortgage loan approval to move forward with your property.

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License Info

Steve White - CEO/Owner

Personal NMLS: 1645199

Company NMLS: #2185425

NMLS Consumer Access Lookup Tool

Contact Info

305-514-0078

[email protected]

1395 Brickell Ave Ste 846 Miami, FL 33131

About Us

We know how important and invasive the mortgage process can be. We appreciate that you’re considering entrusting us with one of the most important financial decisions of your life.