A mortgage pre-approval is a lender’s conditional commitment to provide you with a home loan up to a specified amount based on a thorough review of your financial situation. During the pre-approval process, the lender evaluates your credit score, income, employment history, and debt-to-income ratio to determine how much you qualify for.
Unlike a pre-qualification, which is a rough estimate, a pre-approval requires documentation and provides a more accurate picture of your buying power. Having a pre-approval in hand not only helps you set a realistic budget but also shows sellers that you are a serious buyer, giving you a competitive edge in the market.
Find out how much home you can buy or discover how much you can save by refinancing.
Learn exactly how much you qualify for and what you would save by working with Global Point Financial LLC
Get mortgage loan approval to move forward with your property.
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License Info
Steve White - CEO/Owner
Personal NMLS: 1645199
Company NMLS: #2185425
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Contact Info
305-514-0078
1395 Brickell Ave Ste 846 Miami, FL 33131
About Us
We
know how important and invasive the mortgage process can be. We
appreciate that you’re considering entrusting us with one of the most
important financial decisions of your life.
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